Happy Financial Literacy Month!

April is National Financial Literacy Month. As the website notes, “National Financial Literacy month represents a national challenge to observe the month of April with programs and initiatives geared at helping individuals and families improve their understanding of financial principles and best practices.”

There are lots of great tools on the website including:

· Free Webinars - Sign up for free webinars designed to help you on your path to financial wellness. Topics include goal setting, credit reporting, managing credit, debt repayment, and budgeting.

· Income Worksheet - Use the income worksheet to help you determine the amount of income you can realistically count on.

· Net Worth Worksheet - Calculating your net worth is as simple as comparing what you owe (liabilities) and what you own (assets).

· Debt Load Worksheet - Create an accurate picture of your debt obligations.

· Financial Priorities Worksheet - Creating a list of needs and wants can help you establish your financial priorities.

· Financial Goal Worksheet - Smart financial goals are Specific, Measurable, Achievable, Rewarding, and Trackable. Use this worksheet to identify short-, mid-, and long-term SMART goals

· Goal Certificate - Create a "fridge friendly" personalized goal certificate to help you stay motivated.

· Record of Daily Expendatures - Knowing where your money is going is critical for a successful budget. Track your daily expenses and then ask yourself if you're spending your money wisely.

· Expense Worksheet - Create and follow a spending plan. A realistic monthly spending plan is a valuable tool to guide your spending and saving decisions.

· Tips for Change eBook - Download the eBook to read tips submitted by financially savvy consumers

There are also plenty of ways to show your support for National Financial Literacy Month using social media (“like” the Facebook page, follow @moneymanagement on Twitter and watch money management Youtube.com videos).

Good luck with your financial literacy goals!

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